Financial Therapy

The Podcast

It's not just about the money.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.

Research tells us that about 90% of all financial decisions are made emotionally, not logically. For nearly four decades and named as a 2009 Businessweek 15 most experienced planners in the nation, Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. What makes his financial world view different from most financial experts? He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast. Every financial behavior, whether it appears illogical to you or others, makes perfect sense when we understand the underlying beliefs, feelings, and thoughts. Good money decisions are not just about money.

For more information on financial planning, check our financial therapy podcast, Rick Kahler, on our audibles below:

The Financial Wisdom of Ebenezer Scrooge (HCI 2006)
Facilitating Financial Health (NUCO 2008)
Wired for Wealth (HCI 2009)

Latest Episodes

From Macro to Micro – How do Cognitive Biases Form

Rick and his guest, Deb Kaplan, introduce the term Cognitive Biases in this segment. They choose Confirmation Bias and Loss

September 21, 2023

7 Critical Areas That Lead to Unethical Financial Decisions

You might think that you lack financial savvy and are doomed to make money mistakes. But even people who are

September 14, 2023

How Fear and Anxiety Keeps You Poor and Others Rich

Vendors pushing investments like gold are selling more than gold, they are pushing fear, creating a sense of panic and

September 7, 2023

Wondering About IFS, MDMA, Groups, and Transformation

Rick visits some notes he made in 2020 where he wondered about the possibilities of applying IFS, MDMA Assisted Therapy,

August 31, 2023

Are Gambling, Gaming, and Hoarding Always a Problematic Behavior?

Gambling, gaming, and hoarding for many can be an enjoyable endeavor. For some, it can become impulsive, compulsive or part

August 24, 2023

Winning the Lottery – What I Ought to do vs. What I Do

What would you do with a million-dollar windfall? This question was the topic of a survey in a March 28,

August 18, 2023

Get Real Sound Financial Advice

RICK KAHLER, CFP®, CFT-I™

Work with an expert

Pursue A Road Map Towards Financial Success

Get real, sound wealth management and financial advice to evaluate your current financial situation and develop a plan that will decrease your financial stress and ensure a better future. As a Certified Financial Therapist-I™, Rick has been able to find out more about the emotional side of your behavior toward money. So, if you are trying to find a financial therapist, consider Rick Kahler.

As a former chairman of the South Dakota Investment Council managing $6 billion, founder of Kahler Financial Group and one of the top 15 most experienced financial planners in the United States, Rick can help you glean a lot of valuable insight into the matter. Rick Kahler is a Certified Financial Planner™ (CFP®) professional helping to manage investments, advise on financial health, and ensure you reach your financial goals.

About Rick Kahler:

He is co-author of six books on the psychology of money: Coupleship Inc. – From financial conflict to financial intimacy (Coupleship Publications, LLC, 2023), The Psychology of Financial Planning (CFP Board, 2022), ), Facilitating Financial Health (NUCO, 2016 2nd Ed.), Conscious Finance (FoxCraft, Inc., Second Edition 2007), The Financial Wisdom of Ebenezer Scrooge (HCI, 2006), and Wired for Wealth (HCI 2009). Rick has been a columnist for 32 years for several South Dakota newspapers and is the author of many articles and whitepapers, including “The New Kid on the Block – IFS Informed Financial Therapy,” (Journal of Financial Therapy, 2023.)

Rick is a founding board member and past Chair of the Financial Therapy Association. And serves as a Distinguished Adjunct Professor at Golden Gate University where he instructs the Facilitating Financial Health graduate course.His financial planning firm, Kahler Financial Group, specializes in the integration of investment advising, financial planning, , financial coaching, and financial therapy, serving small business and real estate owners, professionals, and retirees, as well as individuals and families. His financial therapy firm, Advanced Wellbeing, LLC, specializes in IFS Informed Financial Therapy.

In addition to earning the CFP® designation in 1983, Rick graduated from the American College, Bryn Mawr, PA, in 1988, earning the Chartered Financial Consultant (ChFC) designation. He obtained his master’s degree in personal financial planning in 1999.

He served on and chaired the South Dakota Investment Council and served in leadership capacities with the Financial Planning Association and the National Association of Financial Planning Advisors. In 2003, National American University recognized Mr. Kahler with the Alumni Distinguished Service Award.

He has been published or quoted in The Wall Street Journal, The New York Times, The Washington Post, Times of London, ABC News, NBC News, CNBC, SDPB, Forbes, USN&WR, Money, Kiplinger’s, AARP, Money, YahooFinance.com, MarketWatch, Journal of Financial Planning, Financial Planning Magazine. Investment Advisor, Advisor Perspectives, Reuters, Reuters Money, and others.

Interested in working with Rick Kahler, MSFP, CFP®, CFT-I™, CeFT® Certified Internal Family Systems℠ Practitioner? Please go to our website, www.kahlerfinancial.com/request-an-appointment, and fill out a request for a 30-minute free consultation.

What Is a Financial Therapist?

Whether you are living paycheck to paycheck despite holding a stable job for over a decade, or you have accumulated a significant amount of debt that continues to increase at an accelerated pace, turning to a certified financial therapist for advice can undoubtedly change your life.

Contrary to popular opinion, financial advisors and financial therapists are not the same.

Financial advisors are experienced professionals committed to helping their clients manage their personal finances by learning about their specific situations and financial habits. Their work is not limited to drafting financial plans, as these financial professionals also assist in investment and wealth management, brokering investments in the stock market, creating tax plans, paying off credit cards, and other types of money management.

On the other hand, financial therapists are certified individuals who provide their clients with the emotional support they may require to make better financial decisions and decrease their financial anxiety. These professional counselors are not social workers, but they are mental health professionals that can provide you with all the tools and resources you need to learn about your current relationship with money and explore the emotional and psychological factors, and maybe even financial trauma, that led to your present circumstances. They also use clinically proven methods to develop a personalized process to reshape your subconscious assumptions and encourage you to move toward financial security and prosperity.