He blend the nuts and bolts of financial advice with the emotions that drive making them. Every financial behavior, whether it appears illogical to you or others, makes perfect sense when we understand the underlying beliefs, feelings, and thoughts. Good money decisions are not just about money.
Every financial behavior makes perfect sense when we understand our underlying beliefs, our money scripts. While most money scripts form in your first decade of life, they drive your financial decisions. It’s sobering to discover a bunch of internal children …
We hear a lot about financial literacy. What we don’t hear is why it usually doesn’t work. Learn the one time that financial literacy education is required. What are the three things that are usually left out of most financial …
Teaching Financial Literacy – Timing Is Everything Read More »
“If I was your financial adviser, I would tell you that engaging me is not a good deal for you.” I’ve told hundreds of prospects this over my nearly 40-year career. While almost everyone would benefit from having a fee-only …
Who Tells You When Financial Advice Is Too Expensive Read More »
After you retire, do you still need financial planning or financial therapy? And can you afford it? The answer to the first question is clearly “yes.” The answer to the second is “It depends.” Ironically, if you have a fee-only …
Is Retirement The Time to Hire or Fire Financial Professionals? Read More »
A popular money script is to assume that fame, accomplishments, and excellence in one’s field equate to financial security. Like any money script, this can be true in some cases and incorrect in others. But it is interesting to me …
Money Scripts: Does Financial Security Increase With Fame? Read More »
For many Americans, one painful lesson of 2020 has been a first-hand demonstration of the importance of having an emergency fund. Yet knowing such a reserve matters is a far cry from creating one. Everyone “should” have one, which is …
“What do you do for a living?” is a common question when we’re introduced to someone new. If there’s no time for conversation I’ll answer, “I am a financial advisor.” The discussion is usually over. If the social situation allows …
Researchers tell us that about 90% of financial decisions are made in the emotional part of the brain. Financial Therapy is the intersection of the ‘nuts and bolts’ of financial planning and what we think, feel, and believe about money. …
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