Giving Yourself The Gift of Transformation

If you had a magic wand and could change anything about yourself that would improve your financial and emotional wellbeing, what would it be?  This is a hard question.  I am not talking about changing your financial circumstances, winning the lottery or getting a big inheritance.  I am talking about changing yourself, your behaviors, thoughts or emotions that could ultimately change your financial situation. Ebenezer Scrooge did just that with the help of some of some skillful guides.


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