How do you find a comprehensive financial planner and a financial therapist that competently integrates both your humanity with the dollars and cents? First, it isn’t easy even to find a comprehensive financial planner. The term ‘financial planner’ is not regulated. Anyone can hold themselves out to be a financial planner. The same is true of the term financial therapist. The burden is on the consumer to figure out if a financial planner is actually doing comprehensive financial planning and a financial therapist is actually trained in financial therapy.