For an individual, overspending or underspending is a problematic financial behavior that can adversely affect the quality of life. For a couple, the adverse effect of overspending or underspending is multiplied and multifaceted. Not only can the behaviors be life threatening, they can also result in the termination of the coupleship. There are five possible combinations of over/under spending in a coupleship. Two don’t result in significant marital issues but can be financially and physically devastating. Two are somewhat less financially devastating but potentially threatening to the success of the coupleship. One usually includes both financial and emotional chaos.
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When Your Partner is an Over or Under Spender
About Rick Kahler:
Rick Kahler, MSFP,CFP ® , CFT-1™, CeFT ® , CCIM, president of Kahler Financial Group, is a life-long resident of Rapid City, SD. He began his professional career in 1973 selling and appraising real estate He founded Kahler Financial Group in 1981. He became the first fee-only Certified Financial Planner™ (CFP ® ) in South Dakota in 1983. In 2020 he became one of the first Certified Financial Therapist-Level I (CFT-I™,) in the nation.
His firm, specializing in the integration of investment advising, financial planning, financial coaching, and financial therapy, serving small business and real estate owners, professionals, and retirees, as well as individuals and families.
He served on and chaired the South Dakota Investment Council and served in leadership capacities with the Financial Planning Association and the National Association of Financial Planning Advisors. Kahler is also a nationally renowned speaker and educator. In 2003, National American University recognized Mr. Kahler with the Alumni Distinguished Service Award.
Interested in working with Rick Kahler, MSFP, CFP®, CFT-1™, CeFT®? Please go to our website, www.kahlerfinancial.com/request-an-appointment and fill out a request for a 30-minute free consultation.
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